Accra, Dec. 8, GNA – Mr Julian Opuni, the Managing Director of Fidelity Bank, has provided a roadmap for investors looking to navigate Ghana’s financial landscape in 2026.
In an interview with the Global Investor, a publication distributed at high-level summits across the world, he said next year would be the right time for strategic capital deployment, as the country’s Gross Domestic Product (GDP) was projected to rise.
“Ghana’s improving macroeconomic outlook should drive progress across sectors, fostering stronger conditions for investment and business growth,” he stated.
He mentioned four growth engines for the coming year, including Small and Medium Scale Enterprises (SMEs,) agriculture, sustainable extractives, and regional trade.
Mr Opuni highlighted the role of small businesses in contributing to employment, innovation, and local value, and detailed the Bank’s role in the ecosystem, citing strategic investments and partnerships with the Mastercard Foundation and Proxtera.
These collaborations, he explained, had enabled better access to capital and technical support for high-potential businesses, offering “scalable and diversified opportunities for investors.”
On agriculture, Mr Opuni said horticulture and agri-processing held major the potential for job creation and foreign exchange.
“Our work with FAGE, the Export Club, and initiatives like Bridge in Agric, which has disbursed over GHS 145 million, is helping to formalise and grow the sector,” he said.
He noted that government programmes such as the Feed Ghana initiative were making the space more structured and attractive to investors.
Touching on rapid digitization of Ghana’s financial sector, the Banker described how Fidelity Bank was leveraging technology for “efficiency, and deeper inclusion.”
“At Fidelity Bank, digital innovation drives both internal transformation and external growth; key pillars of a future-ready institution,” he told Global Investor
“We’re using automation to streamline operations, reduce costs, and improve speed.”
“Upgrades to our Mobile App and USSD platforms, plus innovations like Kukua, our WhatsApp banking assistant, have led to higher transaction volumes and stronger customer engagements.”
He cited the Banks collaboration with fintechs to solve the problem of credit access for the underserved market.
“We’re also co-developing tools with fintechs that go beyond traditional banking, like cash-flow-based lending and behavioral credit scoring.
“This digital ecosystem is unlocking new opportunities for embedded finance and data-driven innovation,” he explained.
Mr Opuni emphasised the Banks sustainability strategy, which includes Sustainable Finance, Sustainable Operations and Corporate Social Responsibility (CSR), highlighting agriculture, renewable energy, and youth led enterprises as high potential segments.
Reinforcing the Banks long-term partnership with businesses, he pointed to the GreenTech Innovation Challenge and the Fidelity Young Entrepreneurs initiative as examples of how the bank supported ventures that were “scalable and aligned with both commercial and impact investor goals.”
GNA
Edited by Agnes Boye-Doe