Quality credit assets influence Capital Community Bank’s income growth-Board Chair 

By Dennis Peprah 
Abesim, (Bono), Aug. 01, GNA-Mrs. Patricia Peprah-Agyemang, the Board Chairman of the Capital Community Bank PLC (CCB) in the Bono Region, at the weekend, said the bank’s growth in income has been influenced by generation of quality credit assets, with efficient capital allocation. 

Comparatively, she justified that the bank’s assets in 2025 amounted to GHC92,940,555 as against GHC68,409,715 in 2024, representing an increase of 35.86 percent. 

The bank’s total deposit also grew from GHC58,082,563 in 2024 to GHC79,264,970 in 2025, a representation of 36.47 percent, Mrs. Peprah-Agyemang indicated when addressing the 21st Annual General Meeting of the Bank at Abesim, near Sunyani. 

She said loans and advances also increased from GHC24,223,767 to GHC31,839,616, reflecting an increase of 31.44 percent within the same period, adding that the bank’s net-profit after tax also jumped from GHC2,220,283 in 2024 to GHC3,302,536 in 2025, representing 48.74 percent. 

The bank’s shareholder funds also saw a dramatic increase from GHC6,309,153 to GHC9,589,898 representing a growth of 52 percent, Mrs. Peprah-Agyemang added. 

She said: “These results are excellent and are a reflection of the hard work of the leadership and staff of the bank”, adding that: “That is also an indication of the hunger that exists among us for more growth and more impact within our operational areas.”. 

Mrs. Peprah-Agyemang indicated the bank’s dedication to continue to contribute to the economic development of the people and businesses and commend the Board, management and staff of the bank for their foresight and hard work, praising the shareholders and customers for their loyalty. 

She called on customers to pay their loans on time and to benefit from the innovative packages initiated by the bank. 

Mr. Martin Kobire, the Chief Executive Officer of the CCB, indicated that the bank’s gross loan portfolio increased from GHC26.29 million to GHC43.03 million, representing 29.4 percent. 

He added that the growth underscored the bank’s continuous commitment to supporting businesses, farmers, traders, salaried workers, and entrepreneurs, while maintaining prudent credit underwriting standards. 

“The achievement demonstrates the trust our customers continue to place in the bank and reflects the effectiveness of our deposit mobilization strategies”, Mr Kobire indicated. 
GNA 
Reporter: Dennis Peprah/Benjamin Mensah 
Email: [email protected] 

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