By Michael Owusu Duodu
Derma (Ahafo), July 1, GNA – Derma Community Bank PLC recorded significant growth across its key operational indicators in 2025, with total deposits rising from GH¢64,506,368 in 2024 to GH¢87,651,156 in 2025, representing a growth rate of 35.88 per cent.
The bank’s total assets also increased from GH¢74,944,509 in 2024 to GH¢100,867,805 in 2025, reflecting a growth of 34.59 per cent.
Mr. Isaac Agyei Buabeng, Chairman of the Board of Directors of Derma Community Bank PLC, disclosed this when he presented the bank’s 2025 Financial Report at its 39th Annual General Meeting (AGM) held at Derma in the Tano South Municipality of the Ahafo Region.
He said loans and advances to customers rose from GH¢10,978,887 in 2024 to GH¢18,112,191 in 2025, representing an increase of 64.97 per cent.
According to him, the bank’s net profit before tax also increased from GH¢1,960,357 in 2024 to GH¢4,389,392 in 2025, representing an impressive growth of 123.91 per cent.
Despite the strong financial performance, Mr. Buabeng expressed concern over the bank’s share capital, which recorded a marginal growth of only 1.44 per cent during the year under review.
He, therefore, appealed to shareholders, members, and prospective customers to purchase more shares to strengthen the bank’s capital base and sustain its growth trajectory.
Speaking in an interview with the Ghana News Agency, Mr. Gabriel Essandoh, Chief Executive Officer of the bank, expressed satisfaction with the institution’s consistent performance over the years.
“Derma Community Bank PLC is still dynamic and reliable,” he said, urging residents of the area and the general public to continue to have confidence in the bank and patronise its products and services.
Mr. Essandoh expressed appreciation to the board of directors, management, staff, shareholders, and all stakeholders for their invaluable contributions to the bank’s success.
Mr. Martin Awisi, Head of Audit, reaffirmed management’s commitment to maintaining due diligence and ensuring full compliance with all regulatory requirements.
He also assured the public that Derma Community Bank PLC remained safe, secure, and well-positioned to provide quality banking services to its customers.
GNA
Edited by Audrey Dekalu