Graduates urged to nurture habit of personal financial management

Accra, Dec. 28, GNA — Mr Michael Incoom, a Chartered Accountant and Regional Audit Manager at World Vision, has called for personal financial management to ensure one’s financial stability.

“The art of financial management is a habit and a lifestyle that needed to be cultivated and made part of a person’s life,” Mr Incoom stated.

Mr Incoom was speaking at a Young Professional Group GH Networking event organised by the Tebah Educational Initiative (TEI) to scale up the skills of young professionals.

TEI is a Non-Governmental Organization that is determined towards putting young professionals on a path of leadership.

It uses creative methods to encourage disadvantaged students to excel by offering mentorship, summer camps and after-school activities.

It also promotes educational awareness for students by helping them understand the benefits of education and to strive for excellence.

Speaking on Financial Management, Mr Incoom explained that, for one to achieve financial stability, it is incumbent on the person to work hard because poverty hurts much more.

He stressed that there were five levels of wealth which include – wealth inherited, entrepreneurship, investment, professionals and employment.

He said one could build finance only through an accumulation of funds over time through savings.

“And financial accumulation can be done by increasing your income with expenses being constant inducing your cost with funds being constant or increasing your income in a higher rate than your expense or cost,” Mr Incoom said.

Mrs Viola Tebah Yanyi-Ampah, the Executive Director of TEI, told the Ghana News Agency that the programme was meant to bring young professionals together to be educated, mentored and to build their professional and personal skills to meet the demand of the corporate world.

Mrs Yanyi-Ampah said: “As the youth go into the workforce as professionals, we want to contribute our quota by ensuring that they have the needed skills.

“So basically, we are connecting professionals and also building upcoming professionals who are already at the university level and people who are already in the workforce to have that connectivity,” she said.

Mrs Yanyi-Ampah represented the Northern Region in the 2013 Miss Ghana USA pageant and since then had served as a role model to young children and supported deprived schools in Ghana, through the Tebah Educational Initiative.

According to her, the opportunities available through connections provided by the organization would ensure that young individuals get access to skills to equip themselves to fulfil their purpose in life.

GNA